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  • Re: USAA - did not reaffirm - myFICO® Forums - 6807696
    USAA - did not reaffirm Is it true if you have an auto loan with them that you didn't reaffirm in your Chapter 7, they will cancel your auto insurance? I get that they'll cancel it on the car you didn't reaffirm I bought a different car and insured it through them I was just dischaged on Jan 12 and haven't been canceled yet
  • To Reaffirm Car Loan or Not. - myFICO® Forums - 6714661
    Re: To Reaffirm Car Loan or Not Infiniti Financial Services did not report post discharge, even with reaffirmation IMO, I think your attorney is right If something happens down the road financially (or mechanically) you can just walk away if you don't reaffirm
  • Reaffirm mortgage 15 mos after discharge of Ch. 7?
    Re: Reaffirm mortgage 15 mos after discharge of Ch 7? Unfortunately, the only time that you can reaffirm a debt in BK is AFTER your 341 meeting of creditors and BEFORE the discharge Once the BK7 has been discharged, you can no longer reaffirm a debt That comes directly from my BK attorney and the mortgage lender confirmed it Sorry
  • Reaffirming car vs not - myFICO® Forums - 6507659
    the main loss if you do not reaffirm would obviosuly be the car lol however keep in mind that if you do not reaffirm, getting a vehicle loan after BK will have a high interest rate so if you currently have a good interest rate, car has no mechanical issues, are not upside down, and would like to keep the car then i would carefully consider keeping it that is just my own opinion though as
  • Mortgage and HELOC not reaffirmed for chapter 7 bk. . . - myFICO® Forums . . .
    Hi all, First post, so forgive me if this is posted elsewhere, I didn't see it I was discharged from BK in 2016 and have been rebuilding my credit I did not reaffirm either mortgage or HELOC (same company different "owners" they tell me) My credit report says both mortgage and HELOC are discharged
  • Question about how a reaffirmed mortgage looks on . . . - myFICO® Forums . . .
    Re: Question about how a reaffirmed mortgage looks on credit reports? If you are current on your loan payments and able to meet future payments, reaffirming informs the lender that you intend to pay the mortgage This allows you to keep your home during bankruptcy as long as you abide by the terms of the reaffirmation agreement and make the payments Reaffirming your mortgage ensures
  • Should I reaffirm my house, car and HELOC in my Ch. 7 bankruptcy
    Should I or should I not reaffirm my house car and line of credit? If you really want to reaffirm your mortgage, your car loan and your line of credit - then you need to rethink filing bankruptcy at all There is not enough information in your post to offer any sort of advice, but the entire purpose of filing bankruptcy is to release the debt
  • Redeem vs reaffirm auto loan questions - myFICO® Forums
    Alternatively, you can choose to “reaffirm” the debt, which means that you will not receive a bankruptcy discharge on it Reaffirmation options should be thoroughly discussed with your attorney prior to filing, but as the law currently stands in Massachusetts, you should not be required to reaffirm in order to retain your property
  • Chapter 7 discharged, mortgage not reaffirmed, wha. . . - myFICO® Forums . . .
    We filed ch7 in 2011, discharged, did not reaffirm Included was 1st, 2n and 3rd mortgages We have been current on the first and have not - 4064570
  • Capital One Auto During Chapter 7 - myFICO® Forums - 6719048
    Re: Capital One Auto During Chapter 7 Yes filed 10 23 I'm not sure if paperwork was sent in to reaffirm or not! I've been working through his legal assistants I sometimes wonder how much they know Nothing has been said about a reaffirmation to me! I guess I will reach out to Cap One and see what they say





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