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  • CalHFA Rates - California
    All posted interest rates are in effect on the date listed: All rates shown are subject to change without notice CalHFA does not lend money directly to consumers CalHFA works through and uses approved private lenders to qualify consumers and to make all mortgage loans For sample APRs, click here
  • Single Family Lending Program Bulletin #2024-09 - calhfa. org
    See the CalHFA rate sheet for fees The CalHFA maximum first mortgage base loan amount on the CalHFA VA will bethe FHFA High- Cost Loan Limit of $1,209,750 For questions about thisbulletin, contact CalHFA Single Family LendingDivision by phone 916 326 8033 or by email at SFLending@calhfa ca gov
  • CalHFA eNews: Program Bulletin #2024-09
    Effective for new reservations on or after January 1, 2025, CalHFA will follow the increased loan limits recently announced by Fannie Mae and FHA A high balance loan limit fee will be required for all first mortgage loan base amounts that exceed $806,500
  • CalHFA Conventional Program Fixed Rate - Capitalend Home Loans
    • Income not used for credit qualifying as per prior bullet will not be used by CalHFA
  • CALHFA Program Highlights - eHousingPlus
    CALHFA Program Highlights Check Out Today’s Rates Offerings
  • California Housing Finance Agency | CalHFA
    CalHFA supports the needs of renters and homebuyers by providing financing and home loan programs that create safe, decent and affordable housing opportunities for low to moderate income Californians
  • LendingPros-CalReadyCalPLUS-060425
    CALREADY CALPLUS ACCESS Conventional Government PROGRAM HIGHLIGHTS CalHFA and CalReady - Conventional Program Conforming Loan Limits SFR and Condos Max LTV 97% 105% Min Credit Score 680*
  • OCMBC Overlay - Conventional
    Buydown Terms – 2:1 and 1:0 temporary buydowns allowed Temporary buydown only applies to first lien and is not applicable to the subordinate (DPA) product Must meet all terms of CalHFA program (DU® approve accept, etc )
  • California First-Time Home Buyer | 2026 Program Grants
    Financing available for single-family homes and eligible condos Government-backed loan choices available for easier qualification Competitive, stable interest rates through CalHFA-approved
  • Rates Reservations for Lenders, Real Estate Agents, Non-Profits | CalHFA
    All rate lock extensions must be requested through CalHFA’s Secondary Marketing Unit via email (ratelocks@calhfa ca gov) prior to the expiration of the current rate lock





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