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    HDFC Bank Limited is an Indian banking and financial services company headquartered in Mumbai It is India's largest private sector bank by assets and market capitalisation [9] In 2025 HDFC became the 10th largest bank in the world by market capitalisation [10] The Reserve Bank of India (RBI) has identified the HDFC Bank, State Bank of India, and ICICI Bank as Domestic Systemically Important
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    Housing Development Finance Corporation (HDFC) was an Indian private-sector mortgage lender based in Mumbai [9][10] It was widely recognised as the largest housing finance company in India [11] In addition to its core mortgage lending operations, HDFC had diversified interests through its associate and subsidiary companies, including banking, life and general insurance, asset management
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    IDFC First Bank (stylised as IDFC FIRST Bank) is an Indian private sector bank based in Mumbai Founded in 2015 as a banking subsidiary of IDFC Limited, it shifted focus from infrastructure financing to retail banking after its 2018 merger with Capital First [7] In 2024, IDFC First Bank took over the parent company IDFC Limited in a reverse merger [8]
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    Kotak Mahindra Bank Limited is an Indian banking and financial services company headquartered in Mumbai It offers banking products and financial services for corporate and retail customers in the areas of personal finance, investment banking, life insurance, and wealth management [6] As of December 2023, the bank has 1,869 branches and 3,239 ATMs, including branches in GIFT City and DIFC
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    Unified Payments Interface (UPI) is an Indian instant payment system and protocol developed by the National Payments Corporation of India (NPCI) in 2016 The interface facilitates inter-bank peer-to-peer (P2P) and person-to-merchant (P2M) transactions [1][2] It is used on mobile devices to instantly transfer funds between two bank accounts using only a unique UPI ID It runs as an open source
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