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  • Benefits Planner: Retirement | Retirement Age and Benefit Reduction | SSA
    When considering early retirement, it is important to understand that starting retirement benefits early will reduce your benefit Use the Retirement age chart to determine your reduction if you begin receiving benefits before your full retirement age
  • Normal retirement age (NRA)
    The normal retirement age (NRA) is the age at which retirement benefits (before rounding) are equal to the " primary insurance amount " The table below shows how NRA varies by year of birth for retirees
  • Benefits Planner: Retirement | Retirement Age Calculator | SSA
    Find out your full retirement age, which is when you become eligible for unreduced Social Security retirement benefits The year and month you reach full retirement age depends on the year you were born You can find your full retirement age by choosing your birth year in the calculator below, or by using our retirement age chart
  • Retirement benefits | SSA
    Retirement benefits You can typically get monthly Retirement benefits starting at age 62 if you've worked and paid Social Security taxes for 10 years or more In most cases, you can apply while still working
  • Benefits Planner: Retirement | Born in 1960 or later | SSA
    If you were born in 1960 your full retirement age is 67 Find out how your Social Security benefits will be affected based on when you begin receiving benefits
  • Plan for Retirement | SSA
    Plan for Retirement Apply for your monthly Retirement benefit anytime between age 62 and 70 We calculate your payment based on your lifetime earnings The amount will be higher the longer you wait to apply, up until age 70 You’ll decide when to apply based on what works best for you
  • Benefit Calculators | SSA
    Benefit Calculators (En español) The best way to plan for your retirement is to create a personal my Social Security account With my Social Security, you can verify your earnings, review your Social Security Statement, and much more We also have a variety of online calculators to help you with your planning
  • Benefits Planner: Retirement | Delayed Retirement Credits | SSA
    Delayed Retirement Credits increase the amount of your Social Security retirement benefits if you delay starting your benefits until after full retirement age
  • Quick Calculator - The United States Social Security Administration
    Month Year By "retirement date," we mean the month in which you intend to stop working We assume that this is also the month for which you want benefits to begin However, if you enter a date before you are eligible for benefits, we will assume you want to start receiving benefits at the earliest possible age (age 62)
  • What is full retirement age? | Frequently Asked Questions | SSA
    The current full retirement age is 67 years old for people attaining age 62 in 2026 (The age for Medicare eligibility remains at 65 ) Refer to Benefits By Year Of Birth for more information When you're ready to apply for retirement benefits, use our online retirement application, the quickest, easiest, and most convenient way to apply





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